5 WAYS TO AVOID BEING RIPPED OFF ON YOUR NEXT AUTO REPAIR TRIP

  “Proper, routine car maintenance is vital to avoid major repair bills and keep your vehicle running reliably for many years.” – Consumer Reports           So my wife’s 2014 BMW X3 had the dreaded ‘idiot light’ on for the past month and we finally had time to bring it in for service.   I had bought the car as a CPO ‘certified pre-owned’ and I know … Read More

HOW TO REPLACE A LOST OR STOLEN PHONE… FRUGALLY

I LOST MY PHONE AND IT HURT   Worst of all, I didn’t have insurance.   I lost all my contacts, passwords, apps, personal information notes; basically, a big part of my digital existence which also included all my blog notes and social media feeds.   I literally wanted to knock my head into the wall.   I had an AT&T Samsung Galaxy S6 phone  and my contract would have … Read More

5 LESSONS I LEARNED WHILE BROKE

  A couple of weeks ago, as I was reflecting on my current situation, I couldn’t help but have a flurry of emotions go through me;  first was of anger, then regret, anxiety, and finally guilt.   As I gathered myself and realized I was still breathing, still have a beautiful and supportive family, I can’t help but instead be grateful for this pickle I’m in 🙂   In a … Read More

HOW WE GOT INTO DEBT (PART 1)

  A wise man once said, “He who is not contented with what he has, would not be contented with what he would like to have” Socrates   I preface that to begin our ‘stupid tax’ story on how we descended into our debt spiral that ultimately affected our family.     EARLY YEARS    First off, both of us were products of broken homes where there were no father … Read More

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