“Proper, routine car maintenance is vital to avoid major repair bills and keep your vehicle running reliably for many years.” – Consumer Reports So my wife’s 2014 BMW X3 had the dreaded ‘idiot light’ on for the past month and we finally had time to bring it in for service. I had bought the car as a CPO ‘certified pre-owned’ and I know … Read More
This week we have an awesome post by James who is a finance blogger and writes about personal finance tips and everything about money management over at BasicFinanceCare.com Do you have debts hanging over your head and making you awake all night? “Debt-free” is one of the things that are added in the New Year resolutions for most of us. As it is a task that … Read More
It’s open enrollment this month across all employers in the county. And for us who have full-time employment, it’s a chance to pick and choose what healthcare programs we’ll sign up and agree to pay for in the coming year 2018. If you’ve already enrolled for 2018 coverage, have you checked the pricing? Am I the only one who thinks medical insurance is ridiculously expensive? … Read More
“Only 1 in 6 High School Students Nationwide Required to Take Personal Finance Course To Graduate” – Study by NextGen Personal Finance I had the chance to listen to Pat Flynn’s SPI podcast session #234 where 17-year-old Eva Baker of TeensGotCents.com was the guest and I was totally blown away by this young lady. On the podcast, Eva shared how she started out her blog … Read More
“Rule #1: Never lose money. Rule #2: Never forget Rule # 1” Warren Buffett We’re 5 months into our Debt Free Journey and here are our snapshots July’s total debts came out to $120,099.64, down $1,601 from June’s $ 121,701. Slowly but surely we’re making a dent. Last month we kinda messed up our budget a little since we traveled, but like … Read More
“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” ― Dave Ramsey This year marks our 25th year wedding anniversary. We got married when … Read More
THERE’S NOTHING MORE EXHILARATING THAN FINDING FREE MONEY… HERE ARE THE BEST WEBSITES TO FIND FREE MONEY ONLINE The sites we compiled below can get you started on a cash hunt that can possibly surprise you and make your day a little brighter 🙂 At first, we were skeptical about these so-called free online resources for finding money, we always thought to ourselves who would give … Read More
THE CURRENT CYBERSECURITY RISK I was reading up on my favorite blogs and one of them being krebsonsecurity.com, a Cybersecurity blog ran by a journalist turned security researcher Brian Krebs, and he was reporting in his recent post “Google points to another POS vendor breach” , about how cyber crooks were able to hack into and successfully embed a malware called Poseidon “which is designed to … Read More
A recent article in the Wall Street Journal entitled ‘Americans Are Richer Than Ever, But They Don’t Feel That Way‘ by Steven Russolillo highlights the glaring disparity yet again between Wall Street and Main Street. IS IT GOOD OR BAD? Don’t get me wrong, positive economic news such as these are fun to hear and might even make us feel good, but the reality is … Read More
THERE IS TROUBLE AHEAD According to recent data released by the Federal Reserve Board , delinquency rates for credit card debts in the fourth quarter 2016 rose to 2.34% and is slightly higher than what they were in the same period for 2015 which is 2.16%. In a similar report posted by moneytips.com taken from recent American Bankers Association (ABA) data state that; “credit card … Read More