“U.S. home prices are now 6.3 percent higher than their peak in July 2006 and 46 percent above their trough in February 2012, according to the S&P Core Logic Case-Shiller national home-price index” – Bloomberg
“We don’t know the probabilities of future events. Still, you have to take action, and so you do it on gut feeling. That’s the world we live in.” – Robert J. Shiller I spoke to a young couple yesterday about whether or not this was a good time to buy and whether timing the Real Estate market is even possible. As we went on with our conversation, I … Read More
“Only 1 in 6 High School Students Nationwide Required to Take Personal Finance Course To Graduate” – Study by NextGen Personal Finance I had the chance to listen to Pat Flynn’s SPI podcast session #234 where 17-year-old Eva Baker of TeensGotCents.com was the guest and I was totally blown away by this young lady. On the podcast, Eva shared how she started out her blog … Read More
“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” ― Dave Ramsey This year marks our 25th year wedding anniversary. We got married when … Read More
“You can’t be in debt and win. It doesn’t work.” Dave Ramsey We’re 3 months into our Debt Free Journey and here are our snapshots Our previous month’s total debts were at $120,452, this month it’s down to $118,731, a decrease of $1,721. That doesn’t seem like a lot especially with our debt payment budget of $2,041, but it’s getting there. We can … Read More
“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” — Franklin D. Roosevelt, U.S. president If you’re one of the many home buyers who were initially on the fence and just recently felt the need to plunge into … Read More
DEFINITION According to Merriam Webster’s definition, DEBT is an ‘Obligation’ or something ‘Owed’. It’s an oversimplified definition that in today’s world has lost its true meaning due to big business’ efforts in the last 60 years to make it mainstream, acceptable and ‘normal’. People don’t realize that debt is really an ‘obligation’ that in most cases turn into a great burden. You can’t turn … Read More
When people with money meet people with experience, they end up with your money and you end up with experience – Anonymous Ever since embarking on this journey, i naturally had to research a whole lot of money matters, which i should’ve done at the front end of my working career, but enough said 🙂 Now that i’m in this hole, i can safely say that i discovered and … Read More