“You take what the enemy meant for evil And you turn it for good” – See a Victory (Elevation Worship)” Hey friends, been awhile I know, thanks for finding your way back here. As you can see with the big headline, we finally became debt free at the beginning of 2020 and this post is the story of how we got there; spoiler alert, it wasn’t supposed to be … Read More
Things don’t happen TO you, They happen FOR you – Anonymous
“We do not have to become heroes overnight, just a step at a time, meeting each thing that comes up, discovering we have the strength to stare it down” – Eleanor Roosevelt
“It always seems impossible, until it’s done.” -Nelson Mandela
“Emotions get a hold of us, and we as investors, tend to do very stupid things” Princeton University Economist Burton Malkiel, p. 17 “Unshakeable”-Tony Robbins We all want to be financially independent at one stage or another. Some of us who were once there, and didn’t do so well at staying there, can really find these tips helpful in order to get a fresh perspective … Read More
This week we have an awesome post by James who is a finance blogger and writes about personal finance tips and everything about money management over at BasicFinanceCare.com Do you have debts hanging over your head and making you awake all night? “Debt-free” is one of the things that are added in the New Year resolutions for most of us. As it is a task that … Read More
… AS YOU WORK YOUR DEBT FREE JOURNEY… “Infuse your life with action. Don’t wait for it to happen. Make it happen. Make your own future. Make your own hope. Make your own love. And whatever your beliefs, honor your creator, not by passively waiting for grace to come down from upon high, but by doing what you can to make grace happen… yourself, right now, right down … Read More
“You’ve got to tell your money what to do or it will leave” – Dave Ramsey We’re 4 months into our Debt Free Journey and here are our updates June’s total debts came out to $121,701 which was up from May’s total of $120,452; a difference of + $1,249 (wasn’t expecting this jump in the reverse direction though). This is due in part to the school loan … Read More
DEFINITION According to Merriam Webster’s definition, DEBT is an ‘Obligation’ or something ‘Owed’. It’s an oversimplified definition that in today’s world has lost its true meaning due to big business’ efforts in the last 60 years to make it mainstream, acceptable and ‘normal’. People don’t realize that debt is really an ‘obligation’ that in most cases turn into a great burden. You can’t turn … Read More
When people with money meet people with experience, they end up with your money and you end up with experience – Anonymous Ever since embarking on this journey, i naturally had to research a whole lot of money matters, which i should’ve done at the front end of my working career, but enough said 🙂 Now that i’m in this hole, i can safely say that i discovered and … Read More
START SELLING Okay, so one of the strategies highly recommended by a bunch of financial bloggers out there is to ‘SELL YOUR STUFF‘. It’s just STUFF anyway, right? Well, that may be true but if you’re married, your spouse might not think the same way as you. The best thing to do is to sit down along with the budget and the plan and find out … Read More
DAY 1 WAS TO FINALLY PLAN HOW WE WERE GOING TO START We quickly leveraged all the FREE online tools to manage money. Decided to use mint to keep track of our money. Committed to creating and sticking to our budget, for budgeting we used everydollar (the free version) online app, due to ease of use. Our total debt to start was $124,695 (including personal loans with the bank … Read More