DEBT FREE IN 2020, HOW IT HAPPENED

  “You take what the enemy meant for evil And you turn it for good” – See a Victory (Elevation Worship)” Hey friends, been awhile I know, thanks for finding your way back here. As you can see with the big headline, we finally became debt free at the beginning of 2020 and this post is the story of how we got there; spoiler alert, it wasn’t supposed to be … Read More

4 WAYS WE CAN TAKE BACK OUR HEALTH AND SAVE ON HEALTHCARE COSTS

  “Fool me once, shame on you. Fool me twice, shame on me” – Randall Terry     First off, I hope you all have had an awesome Thanksgiving, and are all planning now to burn the calories 🙂   I’ve recently written about how I lost 30 pounds since I started this debt free journey, just by being mindful of how I lived. The motivation was to really save … Read More

HOW I PASSED THE CISSP AND WENT FROM EARNING 85K TO 140K

  “Perseverance, secret of all triumphs”- Victor Hugo     You may be thinking, what the heck is the CISSP?   First off, it’s an IT certification related to Cyber Security that is the preeminent or widely known cert for IT Security practitioners. It’s administered by The International Information System Security Certification Consortium, or (ISC)².     The Certified Information Systems Security Professional (CISSP) is “the most globally recognized standard … Read More

GRIT… WHY PASSION AND PERSEVERANCE MATTERS ON OUR DEBT FREE JOURNEY

    “Without effort, your talent is nothing more than your unmet potential. Without effort, your skill is nothing more than what you could have done but didn’t. With effort, talent becomes skill and, at the very same time, effort makes skill productive” – Angela Duckworth, Author-Grit       I recently stumbled upon a TED talk that led to different YouTube talks by Angela Duckworth, Psychologist, and author of … Read More

4 WAYS TO ENSURE YOUR FAMILY’S PEACE OF MIND

  … AS YOU WORK YOUR DEBT FREE JOURNEY…   “Infuse your life with action. Don’t wait for it to happen. Make it happen. Make your own future. Make your own hope. Make your own love. And whatever your beliefs, honor your creator, not by passively waiting for grace to come down from upon high, but by doing what you can to make grace happen… yourself, right now, right down … Read More

5 BOOKS TO READ TO BE DEBT FREE

  “Five percent of the people think;  ten percent of the people think they think,  and the other eighty-five percent would rather die than think.” Thomas A. Edison   I don’t know about you but ever since I realized I had an issue with money, I started finding ways to get myself out of my jam and started getting my hands on books, audio books, blogs, podcasts and anything to … Read More

HOW TRAVEL HELPS OUR PERSONAL DEVELOPMENT AND SHOULD BE PART OF EVERYONE’S ROUTINE

“Travel makes one modest. You see what a tiny place you occupy in the world.” – Gustave Flaubert     This past month we put our debt free journey on hold to travel to the Philippines and then South Korea.   One of the reasons we agreed to do this despite starting our debt free journey 4 months in now, is because it’s our 25th year wedding anniversary this year … Read More

5 ATTITUDES THAT CAN CHANGE YOUR LIFE

  “Making a big life change is pretty scary.  But know what’s even scarier? Regret”  Anonymous     As my wife and I embarked on our debt free journey, we began to take stock of our situation and where we were not only financially but also emotionally.   We realized that a major lifestyle change not only needed an attitude adjustment but also a fresh outlook on what really mattered … Read More

THE 5 MONEY LESSONS I WISH I LEARNED IN MY 20s

“No matter what happens, or how bad it seems today, life does go on, and it will be better tomorrow.” ― Maya Angelou   There’s something awesome about being in our 20s that make us feel invincible.   Like nothing can go wrong.   I guess it’s the youthful energy coupled with a sense of maturity that make us go after life. After all, it’s the time when everything is birthed, … Read More

3 WAYS FAILURE CHANGED ME FOR THE BETTER

  “Recognize that you will spend much of your life making mistakes. If you can take action and keep making mistakes, you gain experience.” John Maxwell, Failing Forward   Sometimes failing is the only way to move forward.   My most recent bout with failure happened as I was sitting for my Cybersecurity exams last year.   I was so confident since I had earlier passed a similar security exam … Read More

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